At Aspire Health Network, we can help people just like you find a substance abuse rehab facility that helps those trying to find a drug and alcohol addiction treatment center that will accept your Empire Blue Cross Blue Shield (BCBS) health insurance for the type and duration of substance abuse treatment services you need. When you give us a call, we can verify your insurance coverage, explain your benefits, and help you understand the treatment options available to you that are covered by your insurance.
Since Empire BCBS is a branch of Blue Cross Blue Shield, you’re still part of one of the most widely accepted insurance networks in the country. Plus, Empire BCBS covers many drug and alcohol rehab treatment types all over New York. Including:
- Outpatient services
- Family Counseling
- Inpatient treatment
- And other rehab services
With Empire BCBS you may be expected to pay a deductible, a coinsurance percentage, a co-payment, an admission fee, or some combination of these things depending on what type of health care plan you have (HMO, PPO, EPO, etc.). If you have a Direct HMO plan, you’re probably covered for up to 60 outpatient center visits and 20 family counseling sessions a year, with no additional costs expected of you. With an Empire Total Blue Choice Plan, the same services would require your contribution of a deductible and a 10 percent coinsurance. It just depends on your policy.
Understanding How Treatment Centers Work With BCBS
Just like standard Blue Cross Blue Shield, Empire BCBS coverage can be tricky to understand. It’s fairly common for people to misunderstand their policy information or not know the differences between their general insurance policy and their substance abuse and mental health benefits information.
At Aspire, we try to help you find the highest possible level of care that meets your needs while finding a treatment center that accepts most or all of your benefits. Contacting Empire Blue Cross Blue Shield directly may not be as helpful or useful and you might think, but since we base many of our referrals on past acceptance rates, we try to pair you with drug and alcohol rehab centers that have a history of accepting Empire BCBS insurance.
How Will Using My BCBS Insurance for Rehab Work?
Making the choice to seek help for a drug or alcohol addiction can be difficult enough, whether its your own or a loved one’s. At Aspire, we want to help make things as easy on you as possible so you can find the treatment you’re seeking. Our experienced specialists are standing by to help you find out just how much your insurance will cover and what treatment plan is best suited for your unique situation.
When you contact us, we’ll help you get started towards your path to recovery by:
- Thoroughly review your Empire Blue Cross Blue Shield health insurance policy
- Determine if you’re covered for drug and alcohol abuse treatment
- Determine what levels and styles of treatment you may need, and how much is covered by your insurance
- Identify the treatment centers that will work best with your policy
Understanding the details and fine print of your insurance coverage can be confusing. Aspire Health Network will explain your Empire BCBS policy so you have a better understanding of what will and won’t be covered by your insurance. We’ll also make sure you know what to expect if you’re going to have out of pocket costs while seeking treatment.
We Can Help You Use Your Cigna Coverage Effectively
Helping you fully understand your treatment options is important for your addiction recovery. Our specialists be happy to will thoroughly explain what your insurance covers and which treatment centers are available to you given your coverage.